IntenseDebate - mizzcam

11 years ago @ Single Black Male - Men Are Not Perfect Vo... · 0 replies · +2 points

I really enjoyed this series! [though I haven't been able to comment much as of late]

I love the changes being made on the site, btw. I look forward to seeing what you guys have planned for the future.

11 years ago @ Single Black Male - Ten Acts of Desperatio... · 1 reply · +2 points

Girl, we've all been there. I'm the same; if I see something I know you'd like, I'll get it just because. While I love to give gifts simply because I genuinely enjoy making my guy happy, I do notice if I never receive anything in return. We both should be making an effort to do things for each other - not just gifts, but gestures as well.

11 years ago @ Single Black Male - Twenty Cheap or Free S... · 0 replies · +5 points

I thought all these ideas were yours at first! I was like, "Gon' head, boy! Dr. Jay might could get a date!" Lol. I definitely like this list, especially the Day Date. That brunch/matinee combo is a win!

And no, I don't buy it when a guy says he's too broke to date, because I'm a cheap date. *shrug* I'm just glad that you took the time and effort to have a plan at all. As long as we're not hanging out at your house, I'm pretty much happy. As far as ideas, I went on a date at a park and we ended up playing kickball and volleyball with the kids there. I had sooo much fun. I've also had dates at billiard halls, skating rinks... I'm not opposed to meeting friends/family early on because I get along with most people, so I don't mind group outings either.
My recent post Awesome First Dates [That I've Never Been On]

11 years ago @ Single Black Male - Ten Acts of Desperatio... · 8 replies · +21 points

Ehhh, I have to say, you lost me with 'buying a dog.' A woman can't just like dogs? I thought cats were supposed to be the sign that a woman has given up, lol...

But otherwise, I agree for the most part. As soon as a woman starts changing herself to accommodate what she thinks a man wants her to be, she loses. Even if they stay together, she'll eventually start to hate herself for it and resent him. It's rough out here for the single women, I know, but I'd rather wait for someone who I feel is worth my time, and wants me around. I never want to have to beg for anyone's attention.
My recent post Can One’s Self-Esteem Be Tied to Another Person?

11 years ago @ Single Black Male - Generation Y: Why We R... · 0 replies · +1 points

+1

11 years ago @ Single Black Male - Generation Y: Why We R... · 0 replies · +2 points

I wholeheartedly agree. I could literally go on and on about the amount of people I've encountered who care nothing about their finances, and it's due largely in part to their ignorance. I wish it were taught in more schools.

11 years ago @ Single Black Male - Generation Y: Why We R... · 2 replies · +4 points

Typically, lenders will say you can afford a home approximately 2.5 - 3x your annual gross salary. But that's really only feasible if you actually plan to take 30yrs to pay back your loan, and don't have an income-to-debt ratio above 30%. The majority of people trying to apply for a home loan nowadays don't have anything close to that. I had to get out of banking, simply because I was tired of having to lie to people, telling them that they needed a product that they really didn't. Smh. Until people are willing to be educated about managing their money, they do not need to be buying a house.

11 years ago @ Single Black Male - Generation Y: Why We R... · 0 replies · +6 points

I realize though that many people buy a house because they think it's "the right thing to do" and they don't really have an idea of what to expect. I was a bank manager for 3 years, am a licensed insurance agent, and my father has a real estate/property management company. I was fortunate enough to know all sides of the problems one may face with home ownership. So I'll always be the first one to advise others about how they should go about purchasing their first home/their financial situations, should they ask for my advice.
And also, great post Tunde!

11 years ago @ Single Black Male - Generation Y: Why We R... · 4 replies · +5 points

I think most people try to buy a home based on what the bank says they can afford, rather than what they can actually afford. The bank has no problem letting you live above your means, and people who aren't fiscally responsible will be up to their eyeballs in debt before they know it. Buying a house isn't for everyone, and that's fine.

11 years ago @ Single Black Male - Generation Y: Why We R... · 6 replies · +8 points

I'm single [never married] with no kids. I bought my first house when I was 22 [I'm 26 now] simply because my mortgage is ridiculously low compared to what I'd pay for the same amount of space while renting. My house will be paid off in the next 5 years. I've accelerated my payments since day 1, and more than likely will purchase my next house before I'm 30 and keep my first home as a rental property. Home maintenance isn't a big deal when you plan for it. The money I save on inflated rent payments and my homeowner's insurance cover anything I need to have done. It's a hassle sometimes, but you take the good with the bad.
My recent post Can One’s Self-Esteem Be Tied to Another Person?

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