gdp's Comments

NerdWallet Blog - Credit Card Watch : PNC-Platinum

Mon, 25 Oct 2010 04:59:31 +0000

Yep, you're absolutely right. Though weirdly the max APR is lower than it was before. Updated, and thanks for the heads up!

NerdWallet Blog - Credit Card Watch : Bank-of-America-American-Bar-Association-WorldPoints-Rewards-for-Business

Mon, 25 Oct 2010 04:44:07 +0000

For anyone who still isn't 100% convinced, we've posted more proof through another post here: http://www.nerdwallet.com/blog/2010/scam-confirme... This is an approval letter and a picture of one of their fake "credit cards", as well as a pretty funny customer service story provided by one our readers. I urge anyone who is still waiting for their cards to call Allied Wallet or their own bank and have their money refunded. You should also put a hold on your credit report and cancel whatever card you used to pay Anacott.

NerdWallet Blog - Credit Card Watch : Chase Freedom

Sun, 17 Oct 2010 05:57:18 +0000

Thanks Adam, the $100 promo isn't universal. If you sign up through one of the deals on our site that says "$100 cashback", though, you should get it. Hope it all worked out for you!

NerdWallet Blog - Credit Card Watch : Bank-of-America-American-Bar-Association-WorldPoints-Rewards-for-Business

Fri, 15 Oct 2010 14:22:55 +0000

Thanks for keeping up the good fight, Boots! Could you post a URL or email address that you used to file a complaint with Allied Wallet? Perhaps other users will join the bandwagon?

NerdWallet Blog - Credit Card Watch : Wells-Fargo-Home-Rebate-Card

Wed, 13 Oct 2010 15:28:02 +0000

Thanks Matt! Yes, we'll do our best to keep it updated, but if you catch us slacking, please let us know!

NerdWallet Blog - Credit Card Watch : Bank-of-America-American-Bar-Association-WorldPoints-Rewards-for-Business

Sat, 9 Oct 2010 05:59:11 +0000

We're not too happy that other websites continue promoting this card. You should definitely call them out on it!

NerdWallet Blog - Credit Card Watch : Bank-of-America-American-Bar-Association-WorldPoints-Rewards-for-Business

Thu, 7 Oct 2010 08:33:23 +0000

Thanks for that link, the evidence is clearly mounting against them...

NerdWallet Blog - Credit Card Watch : American Express Blue Cash

Wed, 6 Oct 2010 09:06:32 +0000

It's an annual mark. The rewards reset every year, so you have to spend $6,500 to start earning the max rewards each year.

NerdWallet Blog - Credit Card Watch : 5 Reasons To Avoid Amex Blue Cash

Mon, 4 Oct 2010 17:49:10 +0000

You make some good points, so let me elaborate on those for the readers:

Purchase Protection: If something you buy is accidentally damaged, or stolen (not misplaced) within 90 days, Amex foots the bill. This works for $1,000 per occurrence, up to $50,000 per year. However, for stolen items be sure to provide documentation (a police report).
Return Protection: If the shop keeper won't let you return an item, Amex foots the bill for 90 days. Up to $300 per incident and $1,000 per year. Many exceptions apply. The complete list follows, some of them are quite amusing...

Items not eligible for a refund are: animals and living plants; one-of-a kind items (including antiques, artwork, and furs); limited edition items; going-out-of-business sale items; consumable or perishable items with limited life spans (such as perfume, light bulbs, non-rechargeable batteries); jewelry (including, but not limited to loose gems, precious stones, metals, and pearls); watches; services and additional costs (such as installation charges, warranties, shipping, or memberships); rare and precious coins; used, altered, rebuilt and refurbished items; custom-built items, cellular phones; pagers; compact discs; digital video discs; mini discs; audiotapes; videotapes; computer software; firmware (such as console games, Nintendo, etc.); maps; books of any kind; health care items (such as blood pressure machines and diabetes equipment); formal wear; tickets of any kind; motorized vehicles (such as cars, trucks, motorcycles, boats, or airplanes ) and their parts; land and buildings; firearms; ammunition; negotiable instruments (such as promissory notes, stamps and travelers checks); cash and its equivalent; and items permanently affixed to home, office, vehicles, etc. (such as garage door openers, car alarms).

NerdWallet Blog - Credit Card Watch : Navy-Federal-Platinum

Mon, 4 Oct 2010 14:32:11 +0000

The 1:1 points transfer is a great option to have, especially if you're already a member of a given frequent flyer program. For example, if you're 5,000 points short for a roundtrip ticket to Europe, and you have 5,000 Chase Ultimate Rewards points lying around, it's golden. And as you point out, sometimes you can find great deals on frequent flyer trips that make the Chase Points more valuable than they otherwise would be.

NerdWallet Blog - Credit Card Watch : Bank-of-America-American-Bar-Association-WorldPoints-Rewards-for-Business

Fri, 1 Oct 2010 22:39:14 +0000

Can you point us towards a legitimate account? It seems that every account I've come across on Yahoo Answers appears to be a (i) fabricated identity, with a 2 week history, or (ii) no profile.

NerdWallet Blog - Credit Card Watch : PNC-Everyday-Rewards

Fri, 1 Oct 2010 16:11:08 +0000

That is definitely the voodoo of rewards credit cards. Credit card companies claim that it is up to the merchants (restaurants, etc) to properly categorize their own sales on your credit card purchases, which makes it a bit of a black hole. In general I've found most credit card companies to be pretty fair, but you never know when something is going to slip through the cracks, and who has time to verify the rewards on every credit card purchase? If you notice any specific issues with one or more of your cards, we would definitely love to hear about it.

NerdWallet Blog - Credit Card Watch : Bank-of-America-American-Bar-Association-WorldPoints-Rewards-for-Business

Fri, 1 Oct 2010 10:11:50 +0000

To clarify, a legitimate business address that isn't registered to a temp office space leasing firm or a UK realty firm...

NerdWallet Blog - Credit Card Watch : Discover Miles

Fri, 1 Oct 2010 09:23:47 +0000

Hi Wendy, you actually have to call them and tell them to use your miles to offset travel expenses on your bill. You earn rewards by using your card to purchase tickets, but then you have to call them and tell them when to redeem them. The number is 1-800-DISCOVER (easy enough to remember), or you can use this link to redeem for gift cards and such online.

NerdWallet Blog - Credit Card Watch : Capital-One-No-Hassle-Cash-Rewards-For-Excellent-Credit

Fri, 1 Oct 2010 09:17:25 +0000

That is interesting Cole, I see 21 cards with 5 in excellent credit. The third one from the top is No Hassle Cash with the 3/1 rewards and no annual fee. In fact, I don't see any cards with a $39 fee, only the Venture with a $59 fee and a few for average credit with $19 fees. It must mean that CapOne is targeting their offers somehow, I'll investigate and see if I can figure it out...

NerdWallet Blog - Credit Card Watch : Capital-One-No-Hassle-Cash-Rewards-For-Excellent-Credit

Thu, 30 Sep 2010 08:42:22 +0000

Where do you see that offer Cole? It looks to me like the 3%/1% for no annual fee is still there... ?

NerdWallet Blog - Credit Card Watch : Bank-of-America-American-Bar-Association-WorldPoints-Rewards-for-Business

Thu, 30 Sep 2010 01:09:30 +0000

Could you give us a business adress then? We haven't been able to find one.

NerdWallet Blog - Credit Card Watch : Bank-of-America-American-Bar-Association-WorldPoints-Rewards-for-Business

Wed, 29 Sep 2010 15:04:55 +0000

That is one of our many concerns. We will follow up with a full list of our issues with this card, but for now you can see them described here: http://blogs.reuters.com/felix-salmon/2010/09/29/...

NerdWallet Blog - Credit Card Watch : Bank-of-America-American-Bar-Association-WorldPoints-Rewards-for-Business

Wed, 29 Sep 2010 05:05:27 +0000

I would recommend getting the $99 refund ASAP. The terms & conditions page says that you can only get it by canceling your application within 5 days, which contradicts what the actual website advertises. The fine print also says that you won\\\'t necessarily get the credit card you applied for. I suspect they don\\\'t actually offer a credit card, but are instead selling your data to other companies with loan products or credit cards, and guaranteeing that you receive some product from the third parties. One person says they were surprised to receive a prepaid debit card!

NerdWallet Blog - Credit Card Watch : Transaction Fee Survey Results - Best Cards for International Travel

Mon, 27 Sep 2010 04:31:32 +0000

Hi Layla, Capital One offers a few cards, like the No Hassle Miles, which can be used for rewards travel. These rewards aren't specifically "air miles", but they serve the same purpose.