en-us https://www.intensedebate.com/users/846810 Comments by Joy-Mari Cloete http://www.fabulouslybroke.com/2011/02/the-art-of-being-utterly-shameless/#IDComment132665182 Does asking for tap water in a fancy restaurant count? It really shouldn't but they make me feel as though it does. Sat, 5 Mar 2011 19:08:04 +0000 http://www.fabulouslybroke.com/2011/02/the-art-of-being-utterly-shameless/#IDComment132665182 http://www.fabulouslybroke.com/2010/11/i-dont-know-enough-about-my-parents-finances/#IDComment109011782 Oh shit, this is bad news. So sorry to hear about this, FB :( Wed, 10 Nov 2010 12:52:55 +0000 http://www.fabulouslybroke.com/2010/11/i-dont-know-enough-about-my-parents-finances/#IDComment109011782 http://www.fabulouslybroke.com/2010/10/image-all-boils-down-to-the-car-you-drive-apparently/#IDComment105903266 FB, I always wonder about this. I'm looking at properties to *buy* so estate agents are always surprised that I drive a scooter. Estate agent: "So, where are you parked?" Me: "Oh, right over here" and I point to the scooter Estate agent: "Oh." I'd much rather invest the hypothetical car payment in stocks and a retirement annuity... Mon, 25 Oct 2010 07:42:53 +0000 http://www.fabulouslybroke.com/2010/10/image-all-boils-down-to-the-car-you-drive-apparently/#IDComment105903266 http://www.fabulouslybroke.com/2010/10/what-i-am-not-buying/#IDComment103443034 All of 'em! But, well, they're pretty damn expensive, which is probably a good thing because I need to focus on buying shares and rebuilding my emergency fund. Your blog has been an inspiration, FB ;) Mon, 11 Oct 2010 10:26:01 +0000 http://www.fabulouslybroke.com/2010/10/what-i-am-not-buying/#IDComment103443034 http://www.fabulouslybroke.com/2010/10/what-i-am-not-buying/#IDComment103433190 I am NOT buying another handbag, though I'm lusting after those damn LV ones... I'm trying to go without a handbag these days -- I only need to carry my keys and debit cards with me. So there's no need for a handbag and my back gets a break from carrying everything around. Mon, 11 Oct 2010 08:25:47 +0000 http://www.fabulouslybroke.com/2010/10/what-i-am-not-buying/#IDComment103433190 http://www.fabulouslybroke.com/2010/09/appearances-do-count-for-something-but-not-for-everything/#IDComment98880140 So *how* do you judge based on appearances? Also: you dispel the myth that only uneducated people judge based on appearances and then go on to say that *you* also do it. In fact, you say that everyone does it, albeit to some extent. Does that make it OK? Wed, 15 Sep 2010 10:07:57 +0000 http://www.fabulouslybroke.com/2010/09/appearances-do-count-for-something-but-not-for-everything/#IDComment98880140 http://www.fabulouslybroke.com/2010/08/luxury-or-necessity/#IDComment96138553 I don't see any of those as a necessity, though life would definitely be different without wheels: our public transport system isn't the best in the world. Tue, 31 Aug 2010 12:17:35 +0000 http://www.fabulouslybroke.com/2010/08/luxury-or-necessity/#IDComment96138553 http://www.fabulouslybroke.com/2010/07/ranting-about-smartphones-attention-or-lack-thereof/#IDComment88064147 I too wasn't too impressed with smartphones until I 'converted' to phones-that-can-do-more-than-just-phoning in 2004 and I've been very happy thus far. But I now need to manage my addiction to gadgets and the internet. So I'm trying to spend more time without my phone and more time doing analogue reading, ie, reading books. I don't always take the phone with me when I drive somewhere. It helps that I do not carry a handbag. So it sometimes happen that I get sms messages hours later. And you know what? The world has not come crashing down. My Twittering has calmed down -- I used to send 20 tweets a day but I'm down to 20 tweets over a 1-month period. And I don't feel that I'm missing out on much substance either. There's still too much to read. This is an excellent observation and I agree: "And the whole point of a discussion is not to get the answer instantly, but to figure it out through talking, what you think the answer is." The bestest thing about my smartphone is the calendar function. I try to attend as many public lectures on various topics and I would definitely lose track of them without the phone's calender function. Thu, 22 Jul 2010 14:49:37 +0000 http://www.fabulouslybroke.com/2010/07/ranting-about-smartphones-attention-or-lack-thereof/#IDComment88064147 http://www.fabulouslybroke.com/2010/04/what-have-you-eliminated-that-you-do-not-miss/#IDComment71495361 Sugar. Or as much as possible. It's amazing how this saves me money. Ditto on shampoo, paper towels, and fabric softener. Fri, 30 Apr 2010 14:38:10 +0000 http://www.fabulouslybroke.com/2010/04/what-have-you-eliminated-that-you-do-not-miss/#IDComment71495361 http://www.fabulouslybroke.com/2010/03/how-to-make-saving-money-less-painful/#IDComment62740380 Oy, my comment got lost? So I was saying that I save money into an account that I can't touch for 12 months. I also save money into a second account that I can't touch for 6 months. This helps me to save up to buy minor luxuries (contacts count as a luxury these days...) and medium-size luxuries (a much needed holiday). I'll supplement this with a retirement annuity in a bit and it's great that my government incentivises me to do this -- they refund 18% of the money I contribute towards the retirement annuity. Thu, 18 Mar 2010 08:09:53 +0000 http://www.fabulouslybroke.com/2010/03/how-to-make-saving-money-less-painful/#IDComment62740380 http://www.fabulouslybroke.com/2010/03/how-to-make-saving-money-less-painful/#IDComment62602396 I save money into a fixed savings account every single month as soon as my salary reflects in my bank account. So I'm going to take it up a notch by getting a retirement annuity this year. Best thing is of course that my government incentivises these savings machines. Wed, 17 Mar 2010 13:15:04 +0000 http://www.fabulouslybroke.com/2010/03/how-to-make-saving-money-less-painful/#IDComment62602396