gdp's Comments

MyTenSense.com | A Blog About Common Sense : 10 easy steps to teach a young child about money

Sun, 12 Aug 2012 23:40:34 +0000

I appreciate that, Nick. If you "like" my writing, "like" my Facebook page, https://www.facebook.com/MyTenSense

MyTenSense.com | A Blog About Common Sense : What you should know about life insurance

Sun, 22 Jul 2012 14:57:23 +0000

Obviously you. Thanks for reading.

MyTenSense.com | A Blog About Common Sense : How to live a good life on a budget

Thu, 5 Jul 2012 20:35:31 +0000

Hi Dalene, Glad you're saving your money cause it will come in handy during an emergency and later on during retirement. I meet with retirees every day who are struggling on a limited fixed income. I checked out your blog and like it and I'm going to use some of your tips. Thanx. Ten

MyTenSense.com | A Blog About Common Sense : How to loan money to loved ones

Sun, 24 Jun 2012 23:46:38 +0000

That's a good rule. Don't give or loan money if you can't afford to lose it. However, everybody needs help sometimes. So if you ever get to a point that you can afford to give money away, do it for a family member or a friend in need.

MyTenSense.com | A Blog About Common Sense : Miami heat star isn't to blame for daughter's mom applying for food stamps

Sun, 24 Jun 2012 13:01:50 +0000

Thanx, Alana. But some are and we need to watch the men we bring around our kids because I know a former NFL player who was sexually assaulted by his stepfather every night while his mom was at work.

MyTenSense.com | A Blog About Common Sense : McDonald's worker can retire a millionaire

Sat, 9 Jun 2012 19:54:54 +0000

let's not resort to name-calling when we don't agree with someone's point of view. A minimum wage worker can save 20% of his or her income, but it may require having a roommate. So be it, to be financially secure versus struggling to pay rent on your own and having no money saved and being in dire straits if you lose your job.

MyTenSense.com | A Blog About Common Sense : McDonald's worker can retire a millionaire

Mon, 4 Jun 2012 22:27:48 +0000

Glad you asked. However, if you re-read the blog, you will see that I wrote that I am talking about the 20 in my 60-20-10-10 rule© that calls for saving 20% of your income in order to retire with $1 million. As far as expenses, that's a whole nother discussion. This blog was specifically about saving money. So I posted several links to my 60-20-10-10 rule© that explains that no more than 60% of your income should go toward expenses. To learn how to live on a budget, treat yourself and save for retirement, read this blog, http://mytensense.com/2012/04/how-to-live-a-good-...

MyTenSense.com | A Blog About Common Sense : Unsettling news about your future Social Security payout

Sun, 27 May 2012 18:23:21 +0000

Well, Joseph. Most people didn't know this. So I'm glad to report it.

MyTenSense.com | A Blog About Common Sense : It doesn't matter how much you make, it matters .......

Wed, 25 Apr 2012 21:26:06 +0000

You're welcome, Donald! We used to write a lot about celebrities and athletes, but now the focus has been changed to financial guidance. I hope you continue to read My Ten Sense.

MyTenSense.com | A Blog About Common Sense : It doesn't matter how much you make, it matters .......

Sun, 22 Apr 2012 19:33:32 +0000

I feel your pain. I scaled down in 2009 when I lost my job and yes it was very messy. I was also going through foreclosure. But when I got gainful employment again in 2011, I caught up on my mortgage and bills and decided to live below my means to pay off my debt and to save for my emergency fund. I should have my 1-year emergency fund and be debt-free, excluding my house, at the beginning of 2013. Whoo-hoo! You can do it too, just be disciplined and treat yourself every now and then

MyTenSense.com | A Blog About Common Sense : 10 ways to recognize back stabbers and how to avoid them

Wed, 11 Apr 2012 17:16:03 +0000

Umm. Hmmm. Very sneaky

MyTenSense.com | A Blog About Common Sense : Young people: reasons you should stay home after college

Sun, 1 Apr 2012 07:10:34 +0000

Good job, dad. But you are rare. Studies show that most Americans are struggling, living paycheck to paycheck and are just one paycheck away from poverty. If your adult children aren't in the majority, more kudos to you. But most people are struggling. Yesterday, I saw 12 adults in a 30-minute time frame go into a payday loan place for a short-term loan to pay bills. So obviously they weren't taught how to manage their money. So I'm taking it upon myself to teach people in high school and college how to develop healthy financial habits to live a comfortable life that doesn't include payday loan places, pawn shops and living paycheck to paycheck. By the way, I never said kids should stay home into their late 20s. But they should stay at home for 2-3 years to develop a budget and to save for 6-12 months worth of living expenses so they will be on sound financial footing before moving out. And college grads should move back for 3-5 years to use the money they would have paid in rent to pay off student loans and to build their rainy day fund so they don't have to struggle when they move out on their own.

MyTenSense.com | A Blog About Common Sense : Whitney Houston's daughter reportedly liked to kiss girls while mom was away

Mon, 27 Feb 2012 19:32:00 +0000

If people didn\\\'t like controversy, you would see less on the news and on blogs. Gossip sales. I\\\'ve been a victim of gossip all my life, but I just had to learn to deal with it because it\\\'s like. If you don\\\'t like gossip, don\\\'t read it. Obviously, you do or you wouldn\\\'t have clicked on this story. Btw, the writer of this article is a huge Whitney Houston fan. He bought all of her albums -- before she died. And I share her birthday, Aug. 9, and am a fan. But being a fan doesn\\\'t mean you put on the blinders when someone does wrong. Family members and best friends spill secrets all the time, but they still love you.

MyTenSense.com | A Blog About Common Sense : Jay-Z vs Chris Brown!

Fri, 24 Feb 2012 18:35:44 +0000

So now Jay-Z understands where Beyonce's dad was coming from. Jay-Z's drug dealing likely sent people to an early grave and I think he was once arrested for shooting or killing somebody. So he shouldn't be judging Chris.

MyTenSense.com | A Blog About Common Sense : It Was Rihanna's Idea To Record Music With Chris Brown

Fri, 24 Feb 2012 18:28:15 +0000

Really, I'm surprised to read you support Rihanna and Chris, considering you never cared for her. But welcome to my side. I'm all for C-Breezy and RiRi.

MyTenSense.com | A Blog About Common Sense : Grammys are a shammy, Bruno Mars has temper tantrum, Adele undeserving

Wed, 22 Feb 2012 23:50:08 +0000

Xmighty, you need reading comprehension because I said I enjoyed Adele's music. However, she shouldn't have won six Grammys. Lady Gaga, Katy Perry and Bruno Mars should have each got one. Also, I lost respect for Adele after she shunned the Whitney Houston tribute. The Grammys are a sham. Chris Brown won two Grammys. Enough said. But I agree Adele is a way, way better singer than I could ever be, but I don't know if she has better character and don't care to know. See I don't want to meet celebrities because I don't worship celebrities. They are people just like you and me. And unlike you, I'm not going to argue and get all offended about someone who doesn't know I exist.

MyTenSense.com | A Blog About Common Sense : Grammys are a shammy, Bruno Mars has temper tantrum, Adele undeserving

Wed, 15 Feb 2012 20:05:29 +0000

You should learn to take a joke. All I did was post a video of Bruno for you and everybody else to interpret for yourselves. The video even says he threw a temper tantrum. Lighten up.

MyTenSense.com | A Blog About Common Sense : Grammys are a shammy, Bruno Mars has temper tantrum, Adele undeserving

Wed, 15 Feb 2012 20:03:55 +0000

Thanks for reading, Rob. I appreciate your opinion. So appreciate mine without the name calling.

MyTenSense.com | A Blog About Common Sense : Grammys are a shammy, Bruno Mars has temper tantrum, Adele undeserving

Wed, 15 Feb 2012 19:58:43 +0000

Steve, your entitled to your opinion and I am entitled to mine that is why I have a blog exercising my right to free speech. If you do not like my opinion, don't read my blog.

MyTenSense.com | A Blog About Common Sense : Lady GaGa Gets Rewarded By Her Gays

Fri, 25 Nov 2011 05:18:57 +0000

No, she said on her Very Gaga Thanksgiving that she has more than 100 wigs.