en-us https://www.intensedebate.com/users/5321309 Comments by moneyaftergrad http://www.moneysense.ca/2012/12/21/cost-of-living/#IDComment527264452 .8% is so low, hopefully it doesn't continue in this pattern. Although cheaper gas has been nice! Mon, 24 Dec 2012 15:46:32 +0000 http://www.moneysense.ca/2012/12/21/cost-of-living/#IDComment527264452 http://www.moneysense.ca/2012/12/24/the-payoff-know-your-strengths/#IDComment527263827 Having a great parent can mean the difference between a young man suddenly with a ton of money blowing it or wisely investing it. Walter Gretzky seems to have helped to give Wayne a great head on his shoulders; he is one of the few athletes I truly look up to. Mon, 24 Dec 2012 15:45:17 +0000 http://www.moneysense.ca/2012/12/24/the-payoff-know-your-strengths/#IDComment527263827 http://www.callmewhatyouwantevencheap.com/2012/12/24/last-minute-christmas-gifts/#IDComment527251645 All great ideas! Handing cash to someone is so tacky. A card is $1, you're right ! That's the peak of laziness not to even bother grabbing one. Gift cards are great, I'd have a great time scratching a bunch of scratch cards, and liquor is great too. It's fun to get some flavoured Bailey's or something around the holidays too. Mon, 24 Dec 2012 15:21:23 +0000 http://www.callmewhatyouwantevencheap.com/2012/12/24/last-minute-christmas-gifts/#IDComment527251645 http://www.moneysense.ca/2012/12/18/turbocharged-tfsa/#IDComment523211443 Interesting to learn that there is a penalty for switching TFSA providers in the same calendar year. Wed, 19 Dec 2012 15:11:21 +0000 http://www.moneysense.ca/2012/12/18/turbocharged-tfsa/#IDComment523211443 http://www.moneysense.ca/2012/12/19/how-tfsas-can-make-your-child-a-millionaire/#IDComment523209961 I think it's great for a kid to open a TFSA, but to gift money so that they can deposit the maximum $5500 is a little bit ridiculous for the average person that can't afford that. Wed, 19 Dec 2012 15:08:47 +0000 http://www.moneysense.ca/2012/12/19/how-tfsas-can-make-your-child-a-millionaire/#IDComment523209961 http://www.thehappyhomeowner.net/2012/12/1400-in-travel-for-520.html#IDComment522506609 Wow those are some great deals ! Way to go! I haven't traveled anywhere lately, but I am planning on going somewhere in the new year and will definitely take a look at travelzoo! Tue, 18 Dec 2012 19:18:51 +0000 http://www.thehappyhomeowner.net/2012/12/1400-in-travel-for-520.html#IDComment522506609 http://www.moneysense.ca/2012/12/18/credit-cards-what-you-dont-know-can-hurt-you/#IDComment522474385 The only reason to use a credit card at all would be to get some small rewards and pay it off in full each month. Otherwise, the interest rates, even the low rates, are going to cost you. Tue, 18 Dec 2012 18:27:59 +0000 http://www.moneysense.ca/2012/12/18/credit-cards-what-you-dont-know-can-hurt-you/#IDComment522474385 http://www.moneysense.ca/2012/12/18/get-a-grip-on-winter-costs/#IDComment522472471 One of my best vehicles in the winter weather was a subaru hatchback with AWD. I didn't even need to use snow tires, just some all seasons and I never had a problem! Tue, 18 Dec 2012 18:25:15 +0000 http://www.moneysense.ca/2012/12/18/get-a-grip-on-winter-costs/#IDComment522472471 http://www.moneysense.ca/2012/12/13/soaring-debt/#IDComment519016335 I'm surprised and happy to hear that 60% of Canadians think they are in good shape. Hopefully that means people are being a bit more active. Not great on the fiscal front, but I think people know what to do to get in better financial shape (spend less) but they need to be motivated to change and not get into further debt. Fri, 14 Dec 2012 17:17:52 +0000 http://www.moneysense.ca/2012/12/13/soaring-debt/#IDComment519016335 http://www.moneysense.ca/2012/12/13/dealing-with-financial-elder-abuse/#IDComment519012171 It is very disheartening that people will manipulate and take advantage of people, especially when it is people in their own family, or people that they are hired to take care of. Fri, 14 Dec 2012 17:11:34 +0000 http://www.moneysense.ca/2012/12/13/dealing-with-financial-elder-abuse/#IDComment519012171 http://www.moneysense.ca/2012/12/06/fight-stress-caused-by-money/#IDComment515543204 I can't imagine being in a situation where I can't sleep over finances; but I have been stressed about over other things and had some sleep loss before so I can relate. It is so important to not ignore the financial issues that arise. It's tough to face head on, but you will feel so much better once you get a handle on things and see where you need to go to be successful. Mon, 10 Dec 2012 21:18:51 +0000 http://www.moneysense.ca/2012/12/06/fight-stress-caused-by-money/#IDComment515543204 http://www.moneysense.ca/2012/12/10/why-kids-are-great-investors/#IDComment515542215 That's pretty pathetic that some people are using their children to shield their insider training. Mon, 10 Dec 2012 21:17:11 +0000 http://www.moneysense.ca/2012/12/10/why-kids-are-great-investors/#IDComment515542215 http://frugalportland.com/review-of-my-20-things/#IDComment515496448 Looks like you did pretty great with the list ! I need to make a goal checklist for next year. Didn't make one for this year, but it seems like a great way to stay on track. Mon, 10 Dec 2012 19:57:57 +0000 http://frugalportland.com/review-of-my-20-things/#IDComment515496448 http://www.moneysense.ca/2012/12/05/gift-giving/#IDComment512035614 Re-gifting unwanted gifts is a great idea, I've definitely done that a few times! Thu, 6 Dec 2012 15:52:38 +0000 http://www.moneysense.ca/2012/12/05/gift-giving/#IDComment512035614 http://www.moneysense.ca/2012/12/06/minimall-survival-guide/#IDComment512034188 Good tip to shop sales first, but I don't think I'd go to the mall with noise cancelling headphones on. Thu, 6 Dec 2012 15:50:46 +0000 http://www.moneysense.ca/2012/12/06/minimall-survival-guide/#IDComment512034188 http://www.moneysense.ca/2012/12/03/artificial-intelligence/#IDComment510041495 An artificial tree was a must in my home where a family member had an allergy to pine needles. I don't feel I missed out on having a real tree at all, and I in fact find it sad to cut down a full-sized tree every year just to celebrate Christmas. Tue, 4 Dec 2012 20:15:05 +0000 http://www.moneysense.ca/2012/12/03/artificial-intelligence/#IDComment510041495 http://www.moneysense.ca/2012/12/04/take-a-load-off/#IDComment510033649 Doesn't seem like a great steal at over $2,000 for a single lounger. Tue, 4 Dec 2012 20:02:13 +0000 http://www.moneysense.ca/2012/12/04/take-a-load-off/#IDComment510033649 http://www.moneysense.ca/2012/11/30/condo-fee-hikes/#IDComment509020735 Living in a small-town townhouse complex we have condo fees, but they're quite reasonable so we'd be fine even if for some reason they jumped, which it doesn't appear will happen anytime soon. Mon, 3 Dec 2012 18:50:46 +0000 http://www.moneysense.ca/2012/11/30/condo-fee-hikes/#IDComment509020735 http://www.moneysense.ca/2012/11/29/real-estate-refuge/#IDComment505775919 A change in prices always benefits either buyers or sellers; so it just depends on what place you are at in your life. Fri, 30 Nov 2012 17:00:12 +0000 http://www.moneysense.ca/2012/11/29/real-estate-refuge/#IDComment505775919 http://www.makingsenseofcents.com/2012/11/ebooks-frugal-minimalists-dream.html#IDComment505749950 I am the same as you. At first I was not a fan, but then I realized no heavy lugging around is easier, less paper waste, and cheaper ! You can often get free ones as well. Fri, 30 Nov 2012 16:25:39 +0000 http://www.makingsenseofcents.com/2012/11/ebooks-frugal-minimalists-dream.html#IDComment505749950