gdp's Comments

Survival Cache : 10 Survival Blogs & Prepper Blogs You Should Read in 2021

Sun, 21 Jul 2013 16:13:49 +0000

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War on the Home Front : Five Reasons You Need to Avoid the Luminate a LivingFibber Securitization Audit Service

Fri, 8 Mar 2013 20:48:06 +0000

Sure email them to lane@thepatriotswar.com

War on the Home Front : Beware of Scam "Forensic" Loan Auditors/Companies

Tue, 12 Jul 2011 04:54:21 +0000

Candy, you are exactly right! I just posted a new article on the site about how all \\\"forensic loan audits\\\" are scams. Check it out... would love your feedback!

War on the Home Front : Beware of Scam "Forensic" Loan Auditors/Companies

Fri, 20 Nov 2009 01:04:16 +0000

I don't have any specific interaction with them. I'll just say that there are maybe a half a dozen of us anywhere in the country who really know how to audit these transactions from all angles and can work with and/or coach an attorney through the process to bring these claims. Just because NACA is involved doesn't mean a thing. I have had several clients tell me that they had a bad experience and/or received bad advice from NACA. If you need any auditing work done, please feel free to contact me and we can talk directly. My number is 800-985-4685 ext. 0

War on the Home Front : TILA Mortgage Rescission - How to Stop a Foreclosure

Fri, 20 Nov 2009 01:01:18 +0000

To rescind this loan you will have to use your state statutes to bring a claim for rescission. You only have three years from the date of consummation under the Truth in Lending Act to rescind for material disclosure violations. The three years is a hard and fast date. No wiggle room on that. Fraud in the inducement or something similar, if it can be proven, may be a viable option to rescind or cancel the loan. This is a question for a good litigating contract attorney.

War on the Home Front : DOUBLE FUNDING, FABRICATION OF DOCUMENTS AND FORGERY OF SIGNATURES REVEALED

Fri, 20 Nov 2009 00:58:56 +0000

You will have to go on the offense to bring a fraudulent claim against any and all parties related to the loan. Fraud in the Inducement or Fraudulent Misrepresentation are probably the best routes to take. Be advised that a fraud claim MUST be plead with specificity. General allegations won't fly when making a claim for fraud. You have to have evidence and be very specific if you are going to use fraud. This might be a case for an expert loan auditor and attorney to work on. This is what I do and I work with many different attorneys.

War on the Home Front : TILA Mortgage Rescission - How to Stop a Foreclosure

Fri, 20 Nov 2009 00:54:26 +0000

Jen - the July 20, 2006 date is the only date that can be used for calculating the various statutes of limitations (SOL) as it applies to the Truth in Lending Act. The act uses the "date of consummation" as the date for calculating SOL issues. Any TIL violations you or an auditor that is hired to audit your loan file can be used as "claims in defense by recoupment" as there is no SOL for violations used as Claims in Defense by Recoupment. I have a blog post or two on this specific issue. Please feel free to post more questions if you have some. Thanks, Lane Houk.