I agree with you MacBear, but instead of $200,000 I'm a little more greedy with $1,000,000. This amount would allow individuals who are living at poverty the financial advantage to afford housing, supporting our banking industry and small businesses. I would only pay off a small amount of my mortgage because I would still need the tax write-off at the end of the year. $1 million would also allow individuals the opportunity to give back to the car industry by buying automobiles. Individuals would open their own businesses, again, supporting our banking system and Corporate America; individuals on welfare and do not have insurance would be able to afford insurance, again benefiting the insurance companies and our governement. Individuals would be able to afford to place their children in public or private schools, which would cause competition in education. I will continue my post with another one below. Can't fit it all in this one.