en-us https://www.intensedebate.com/users/325405 Comments by delawrenceblue http://www.debtkid.com/raise-your-credit-score-fast-without-paying-a-dime-off#IDComment15286306 You can raise your credit score from 500 to 750 in 12 to 18 months. You must watch your credit carefully and have a plan that is solid. My plan is to build positive credit by keeping my debt to credit ratio at 10 to 20% of all my credit lines. Making all payments on time by using electronic automatic payments from my checking account to my creditors. Finally, I am only willing to go into debt for a car, house or to buy a franchise business (7 Eleven or Mcdonalds). Mon, 16 Feb 2009 09:33:50 +0000 http://www.debtkid.com/raise-your-credit-score-fast-without-paying-a-dime-off#IDComment15286306