gdp's Comments

MoneySense : Which charities use your money most efficiently?

Fri, 3 Feb 2012 18:42:24 +0000

You can request this from the charity. Most say they will respect their donor's wishes.

MoneySense : Canada's best credit cards 2012

Mon, 30 Jan 2012 14:34:32 +0000

Hi Roslyn, We did include this card in our study but it didn't make the top ten. yours truly, Sarah

MoneySense : How much will you need for your dream retirement?

Fri, 27 Jan 2012 21:43:14 +0000

Hi Frank, In this case, the numbers are for couples. Yours truly, Sarah

MoneySense : Save for retirement in an RRSP or TFSA?

Wed, 25 Jan 2012 20:05:29 +0000

Hi there, It helps to remember that the money in your TFSA is in after-tax dollars, while your RRSP is in pre-tax dollars. It's great to save in your TFSA and your RRSP, but if you have $1,000 in your TFSA you have $1,000 towards your retirement (or another goal). If you have $1,000 in your RRSP, you will be taxed on it when you take it out, so you only have, say $700 saved for your retirement. Yours truly, Sarah Efron, MoneySense

MoneySense : Video: The Charity 100, explained

Fri, 13 Jan 2012 15:27:23 +0000

Hi JH, It's based on expenses. Please see our methodology here: http://www.moneysense.ca/2011/06/22/charity-100-m... Yours truly, Sarah

MoneySense : The 2011 Charity 100

Wed, 11 Jan 2012 21:49:27 +0000

Hi Rob, Please check our methodology here. http://www.moneysense.ca/2011/06/22/charity-100-m... cheers, Sarah

MoneySense : Catching up with Uncle Sam

Thu, 5 Jan 2012 20:19:09 +0000

Hi David Thanks for your interest in the story. These numbers show financial assets plus real assets such as real estate minus debts. The figures are for all adults, but the exact age is not defined in Credit Suisse's report. yours truly, Sarah

MoneySense : Top 200 Canadian stocks 2011

Tue, 3 Jan 2012 15:56:40 +0000

Hi Peter, Thanks for your interest in our Top 200 stocks. Sinoforest is not listed in this year's edition. You might be looking at the previous year. Sinforest was included as it was one of the 200 biggest companies in Canada, but they received a poor score: D for value and C for growth. cheers, Sarah

MoneySense : MoneySense Guide to Retiring Wealthy

Tue, 3 Jan 2012 15:53:54 +0000

Hi Ping, Our guide books are not part of our regular subscription, which covers only the magazine. Sometimes there are special offers to subscribers that offer booklets of reprinted articles with your subscription. I'd suggest contacting our subscriber services folks at service@moneysense.ca if you need more info on your account. cheers, Sarah

MoneySense : Canada's best credit cards 2012

Tue, 20 Dec 2011 16:13:49 +0000

Hi Ken, Apologies about the confusion. The card in question is the Capital One Aspire Cash Platinum MasterCard. I will get it fixed in our database. http://www.capitalone.ca/credit-card/rewards/cash... Yours truly, Sarah

MoneySense : Top Canadian and American stocks of 2012

Mon, 19 Dec 2011 16:53:04 +0000

Hi there, The link is for the download of the most recent stock picks. These are our 2012 stock picks, and they were released in December 2011. Sorry about any confusion. I will try to get the description clarified. cheers, Sarah

MoneySense : MoneySense Guide to the Perfect Portfolio

Mon, 19 Dec 2011 16:50:39 +0000

Hi Barry, These are the stores that were sent copies in North Bay. Unfortunately, we have no way of telling if they still have copies left. 1) Coles 1500 FISHER STREET, NORTH BAY Ontario P1B 2H3 2) Shoppers Drug Mart 276 LAKESHORE DRIVE, NORTH BAY Ontario P1B 8G8 3) Shoppers Drug Mart 70 CHAMPLAIN STREET, NORTH BAY Ontario P1B 8G3 4) Wal-mart 500 FISHER STREET NORTHGATE MALL, NORTH BAY Ontario P1B 2H3 Yours truly, Sarah

MoneySense : The 2011 Charity 100

Tue, 13 Dec 2011 21:11:48 +0000

Hi Yuen, The Canadian Red Cross Society is listed under health/health services. http://list.moneysense.ca/rankings/charities/2011... cheers, Sarah

MoneySense : The 2010 Charity 100

Fri, 9 Dec 2011 15:50:22 +0000

Hi Tams, Salvation Army is on the list. Here's the link for their 2011 listing. Please note this is for the Salvation Army national office, so the numbers aren't consolidated for all Salvation Army organizations. http://list.moneysense.ca/rankings/charities/2011... yours truly, Sarah

MoneySense : MoneySense Guide to Retiring Wealthy

Mon, 5 Dec 2011 18:37:08 +0000

Hi Wanda, I'll have our customer service team get in touch with you to see what's up. cheers, Sarah

MoneySense : The Retirement 100

Mon, 5 Dec 2011 18:15:20 +0000

Thanks for your comment. We don't only look at growth rates on dividends, we also look at value and other criteria. There's more information on our methodology here: http://www.moneysense.ca/2011/11/25/how-we-did-it... Yours truly, Sarah

MoneySense : Top Canadian and American stocks of 2012

Thu, 1 Dec 2011 15:28:26 +0000

Hi there, Thanks for your question. Unfortunately, you now need to pay if you want the Excel file. Yours truly, Sarah Efron MoneySense Managing Editor

MoneySense : The problem with jobs

Wed, 30 Nov 2011 20:40:31 +0000

Good question Sarah. I'm not sure how this plays out from province to province, but my understanding is that unfortunately many of the programs to help people set up businesses are only available if you're on Employment Insurance. I'd be interested in any more information on this subject. cheers, Sarah Efron

MoneySense : Get money out of your RRSP tax-free

Fri, 25 Nov 2011 18:15:57 +0000

Hi Susan, The federal tax credit on pension income can only be applied to $2,000 of pension income, so that's the most you can do each year with this strategy. However you could repeat this strategy every year until age 71. It's better to transfer the amount each year, rather than as a lump sum, because if you do that you will be forced to withdraw it faster. cheers, Sarah

MoneySense : The Top 500 U.S. all-stars - 2011

Mon, 21 Nov 2011 17:20:06 +0000

Hi Keith, Our next issue has our new batch of All-Star picks for the U.S. market. It's going on sale in the last week of November 2011/first week of December. The full list will be available for download for a fee on November 25th at MoneySense.ca. thanks, Sarah