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Also, its not the answer, although it may be part of it.
From the BBC news site about the Finish scheme.
"While the scheme is regarded as successful in Finland, it does have drawbacks. Homes are not always available immediately and figures show roughly one in five people return to homelessness at some stage.
Housing people in this way does not come cheap. Finland has spent about £262m (300m euros) over the past decade, providing 3,500 new homes for the homeless and more than 300 new support workers."
Some years back in Norwich locals told me a homeless person being rehomed by the council. he stayed a while then left. They did the same. The same thing happened. quite a few years ago in London it was a hard winter (1980s). I came across an old lady sleeping in an alcove. There was a police station not far away so I went there and reported it. They said they knew of her and had tried to help but she didn't want it. They said they looked in on her and they would check that night.
I have had threats from beggars and abuse when would not give them money.
This is a very comp[lex problem to resolve and definitely not a one size fits all problem. I don't believe it's solvable, even of the government makes a genuine effort. It's also been with us forever.
I would reverse this and say that why should people who have scrimped and saved and paid taxes then be forced to lose their homes where the feckless and lazy live on benefits for as long as they choose.
The whole system of benefits risks creating poor behaviour and encouraging fecklessness, tat also needs to be addressed.
Some countries need help sometimes and we should gladly help. But help when needed or to prevent a need arising, and spend what it takes. Not a fixed % each year most of which gets squandered on corruption or high paid consultants.
Rich metropolitans made those fixed targets let them pay for them.