IntenseDebate - JayRitchie1

3 years ago @ http://www.conservativ... - Richard Holden: My you... · 0 replies · +1 points

Good post. From the glory days of Thatcher the Conservative party has become, for the young, the party of high taxes and lower chances of buying a home and starting a family.

I would knock it off with mentioning housing on 'brown field sites'. This has been talked about for 20+ years with little effect. Its the NIMBY equivalent of socialists talking about cutting tax loopholes to finance all their schemes.

3 years ago @ http://www.conservativ... - Bob Seely: While we ar... · 1 reply · +1 points

If you buy a property with lease agreements about future use - yes - you are stuck with it.

3 years ago @ http://www.conservativ... - Bob Seely: While we ar... · 1 reply · +1 points

I'm very concerned about the reliance on Chinese students. Would we trust universities to speak openly about fears of China?

4 years ago @ http://www.conservativ... - Sunak needs a big, big... · 0 replies · +1 points

Well - most businesses are suffering. I think a clear 6 month rent free period for all residential and business tenants would be a good, clear ideas - perhaps with some emergency fund if landlords cant pay their mortgages.

4 years ago @ http://www.conservativ... - Brexity Hezza and Laws... · 1 reply · +1 points

Hope he stays in parliament and in the game. I'm pretty nervous about Boris - the country needs to have a credible leader in waiting available.

4 years ago @ http://www.conservativ... - Terror attacks and the... · 44 replies · +1 points

There is a story on twitter that the perp was on release from prison for terrorist offences. Not good at all if true.

4 years ago @ http://www.conservativ... - Jane Duncan: Two years... · 0 replies · +1 points

This. I wish this had been more widely noted.

4 years ago @ http://www.conservativ... - The results of the Eur... · 0 replies · +1 points

All voting conservative has achieved is splitting the Brexit vote.

5 years ago @ http://www.conservativ... - Rosalind Beck: Why the... · 4 replies · +1 points

Ultimately I blame governments for short sightedness and self interest. As has been well stated in comments by others above there is a valuable role for private rentals. The growth has not, in my opinion, been anything other than a disaster for the country.

So do I blame landlords? I suppose I see the new style BTL investors as people doing the best for themselves and their families in an anti-social manner. Similar to the shop keeper who sells alcohol those obviously in distress, loan sharks, pay day lenders, on line poker businesses etc. Not illegitimate businesses nor illegal, but damaging to our society and economy.

5 years ago @ http://www.conservativ... - Rosalind Beck: Why the... · 1 reply · +1 points

Rentier behaviour is looking for simple returns without effort or risk.

The BTL growth has been fueled by increasing prices in two key respects:

- the perception that short term negative cashflows don't matter. Prices are set by people expecting future growth (the current returns for landlords do not justify current prices).

- people who have bought extract capital through re-mortgaging and use this to buy more properties on the assumption that the gains will continue.

Entirely a system based on speculation.

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