en-us https://www.intensedebate.com/users/1182888 Comments by JackSteinem http://biggovernment.com/bgarst/2010/05/28/obamacare-death-panels-are-a-real-concern-after-all/#IDComment77505805 Yes, I have. The wording in the policy, like all contracts, is what governs the terms of the business agreement between you and the insurer. If you don't like it, negotiate different terms, or if the insurer won't agree to the terms you want, find a different insurer. It is complete ignorance and stupidity to not read a contract you enter into. I also can't think of one health insurance policy I have read that gives the insurer the right to drop their coverage at their discretion. They don't have to renew the policy once the term expires, but that is how all contracts work. If you find the terms of the contract are unfavorable after you enter into it, once you have completed your obligations under the contract to which you initially agreed, you are free to not enter into another contract with that same party. It's the same with an insurance policy as it is with any other contract. Come back with something substantive and correct. Fri, 28 May 2010 16:02:21 +0000 http://biggovernment.com/bgarst/2010/05/28/obamacare-death-panels-are-a-real-concern-after-all/#IDComment77505805 http://biggovernment.com/bgarst/2010/05/28/obamacare-death-panels-are-a-real-concern-after-all/#IDComment77505202 You, like most, if not all, Democrat talking heads, stick to the "big picture" because the details show how refutable your flawed arguments are. Fri, 28 May 2010 15:56:43 +0000 http://biggovernment.com/bgarst/2010/05/28/obamacare-death-panels-are-a-real-concern-after-all/#IDComment77505202 http://biggovernment.com/bgarst/2010/05/28/obamacare-death-panels-are-a-real-concern-after-all/#IDComment77498952 Whether you disagree or not doesn't change the fact that you're completely wrong. Moreover, you didn't respond to any of my points and you completely failed to back up your statements with any evidence. All you did was reiterate a tired Democrat talking point about "profits." You cannot hide from the fact that the policy is a contract subject to judicial interpretation. If the insurance company denies a claim, they are subject to a litany of judicial remedies, including actual damages, punitive damages, and in some states, recovery of attorneys' fees for violating state insurance laws and committing deceptive trade practices. If you're going to post messages, do so intelligently and with a foundation. Otherwise, you're just blowing off steam - in your case, about perceived inequalities in our system - and it does nobody any good. Fri, 28 May 2010 15:03:21 +0000 http://biggovernment.com/bgarst/2010/05/28/obamacare-death-panels-are-a-real-concern-after-all/#IDComment77498952 http://biggovernment.com/bgarst/2010/05/28/obamacare-death-panels-are-a-real-concern-after-all/#IDComment77494395 Wrong again. With the government setting strict caps on premium raises, it is inevitable that the private insurance market will be severely curtailed, if not eliminated completely. The Democrats have already stated a single-payer system is their goal. This is just the beginning of the road to that end. Moreover, with caps on physician reimbursement, no tort reform, and large debt loads, there will be a diminishing supply of new physicians to replace the physicians who will (rightfully) begin rejecting Medicare patients. Fri, 28 May 2010 14:21:43 +0000 http://biggovernment.com/bgarst/2010/05/28/obamacare-death-panels-are-a-real-concern-after-all/#IDComment77494395 http://biggovernment.com/bgarst/2010/05/28/obamacare-death-panels-are-a-real-concern-after-all/#IDComment77493466 You are completely wrong. Health insurance is governed pursuant to the insurance policy, which is a contract between you (or your employer) and the insurance company. If a health insurance company denies a claim, it is doing so based on the language of the policy. It is not rationing. You can always pay more to get a policy with greater coverage if you want, or you can take the insurance company to court to have the scope of the policy coverage judicially determined. In contrast, a government panel would not be bound by contract law to provide coverage. It could deny coverage based on any apparent whim, including cost. That is rationing. Fri, 28 May 2010 14:16:28 +0000 http://biggovernment.com/bgarst/2010/05/28/obamacare-death-panels-are-a-real-concern-after-all/#IDComment77493466