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My recent post Unsecured Debt Consolidation Loans - Do they still Exist?
I would say about half of the newsletters that I subscribe to actually get kicked into my spam box. While I can go and get them out and whitelist them, I don't think the average user ever even checks their spam folders.
Yes, that Netbook from HP is very cool. My wife's laptop clunked out last week. We were at the Verizon store and I saw the HP netbook with their built in wireless cards. We already pay for their wireless service and were eligible for an upgrade so I picked up the netbook for $199 with a $100 dollar mail in rebate. I couldn't believe I actually walked out of the store with a great little computer for her for only 99 bucks. It is amazing how inexpensive you can be up and running these days.
Playing Devils Advocate for a second. Madoff probably looked at social security and Medicare and thought to himself, hey, must not be illegal if the government is doing it. No?