ABOUT THE CITY AND THE 5 COUNTY AREA. AS YOU ALL KNOW THE "MAJOR LENDERS" ARE GOING TO BEGIN TO ENFORCE THEIR FORECLOSURE RULES. THEY HAD STOPPED EVICTIONS IN THE FIRST PART OF DECEMBER OF 2008. WE WILL NOW EXPIERENCE THE PENT UP NUMBERS FOR FORECLOSURES FROM THE 1ST OF DECEMBER TO 04/15/2009, ALL I CAN SAY IS HOLD ON TO YOUR HOUSE AS BEST YOU CAN. PROPERTY VALUES WILL PLUNGE WHEN THEASE HOUSES COME ON THE MARKET. IN THE CITY IT WILL CAUSE HARDSHIP BEYOND THE IMAGINATION OF MOST PEOPLE. THE PAST FORECLOSURES DIVISTATED VALUES, THE NEW ONES WILL PUT A KNIFE INTO THE HEART OF THE CITY AS IN NO MONEY WHEN YOU REFINANCE, NO CREDIT ON YOUR HOME, NO 2ND MORTGAGES AS THE VALUE WILL NOT SUPPORT THE LOAN REQUEST. RAGE WILL BECOME A MILD TERM WHEN THIS HAPPENS, MORE VACANT AND VANDALIZED HOMES, MORE "ARSON", MORE INSURANCE CLAIMS FOR NON OWNER OCCUPIED HOMES. THE CITY WILL TRULY BECOME A WASTELAND. THIS COUPLED WITH THE LOCAL AND NATIONAL ECONOMY, AS MENTIONED, WILL CAUSE SUFFERING, DEPRESSION, MORE BURNED OUT HOMES, VACANT HOMES WHICH WILL BE VANDALIZED. THIS WILL "LEAK" OVER TO THE SURRONDING COMMUNITIES. PRAY FOR US ALL.